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    Therefore the first proposals for health insurance in the did not come into political debate under anti-socialist sponsorship as they had in Europe.

    During the Progressive Era, President Theodore Roosevelt was in power and although he supported health insurance because he believed that no country could be strong whose people were sick and poor, most of the initiative for reform took place outside of government.

    They were a typical progressive group whose mandate was not to abolish capitalism but rather to reform it.

    The primary reason for the emergence of these programs in Europe was income stabilization and protection against the wage loss of sickness rather than payment for medical expenses, which came later.

    Their central concern was maintaining union strength, which was understandable in a period before collective bargaining was legally sanctioned.

    The commercial insurance industry also opposed the reformers’ efforts in the early 20th century.

    The government took no actions to subsidize voluntary funds or make sick insurance compulsory; essentially the federal government left matters to the states and states left them to private and voluntary programs.

    The did have some voluntary funds that provided for their members in the case of sickness or death, but there were no legislative or public programs during the late 19th or early 20th century.

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